Department of Finance & Administration
Mark Emkes, Commissioner
Benefits Administration
Annual Enrollment Transfer Period
The Annual Enrollment Transfer Period is held yearly in the fall. Changes in coverage become effective on the following January 1 and participants must remain enrolled in their selected healthcare option until the next year.
During annual transfer, participants can:
| • | Transfer health coverage |
| • | Add, cancel or transfer dental options, if available |
| • | Increase optional term or universal life insurance coverage, if eligible |
| • | Enroll in or decrease optional term or universal life coverage, if eligible |
| • | Enroll in optional special accident coverage, if eligible |
All participants enrolled in health coverage are sent information on available healthcare options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.
What's Changing for 2012
Not much is changing for 2012, but there are a few new and enhanced benefits. These include:
| • | Reduced copay for convenience care or urgent care facility visits |
| • | New, separate out-of-pocket copay maximum for primary and specialist office visits |
| • | Decrease in health insurance deductible and out-of pocket maximums for those enrolled in the Employee + Child(ren) premium tier in both health options |
| • | Reduced late applicant fee |
| • | New low-cost copays for certain drugs when obtaining a 90-day supply — including diabetic medications and supplies |