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Tennessee Home Loan Protection Act

THLPA Rate Threshold

 

Use the formula for calculation of THLPA/ HOEPA rate threshold as outlined in 12 CFR 226.32(a)(1)(i) and The Official Staff Commentary on Regulation Z, 226.32(a)(1)(i) #4.

The basic rate to use with this formula is found using the following link:

http://www.federalreserve.gov/releases/h15/data.htm