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Mortgage Company

FINGERPRINT INSTRUCTIONS
MORTGAGE LENDER/BROKER/SERVICER APPLICANTS:
Mortgage lender/broker/servicer applicants must undergo a fingerprint criminal background check conducted through the Tennessee Bureau of Investigation (TBI). See below for a list of company control persons who must be fingerprinted.

Fingerprints must be submitted through Morpho Trust USA using one of the two following options:

OPTION 1 - ELECTRONIC FINGERPRINT SCAN (only available in Tennessee):

1. Registration

Register online at MorphoTrust USA or call 1-855-226-2937.

Follow the onscreen directions and when prompted for ‘Agency’ choose OTHER. When prompted for ‘Applicant Type’ choose DFI.

Choose the correct ORI Number which is TN920717Z (required for registration).

You will be required to make an appointment for fingerprinting. Complete the demographic data collection process.

Make sure your social security number is correctly entered.

NOTE: Any registration errors must be corrected by re-registration online or by phone prior to fingerprinting. NO ERRORS CAN BE CORRECTED ONCE THE FINGERPRINTS ARE TAKEN.

2. Fees

The processing fee for an electronic fingerprint scan is $42.00.

3. Payment

Credit or debit card payments can be submitted online in the registration process either on the website or with the call center.

At the fingerprint site you can pay ONLY by Money Order or Cashier’s Check made payable to “Morpho Trust USA”.

Cash and personal checks are NOT accepted.

4. Fingerprinting

Go to your appointed fingerprinting site on the scheduled day and time.

At the fingerprint scan facility, you must provide a State or Federal government-issued identification You must provide payment if you indicated on-site payment by Cashier’s Check or Money Order when scheduling.

Fingerprints are electronically forwarded to the TBI and the FBI.

Fingerprint background check results are provided ONLY to the Department.

 

OPTION 2 - FINGERPRINT CARD SCAN (only option for out-of-state):
*Fingerprint cards cannot be processed without a Money Order or Cashiers Check.

1. Obtain Fingerprint Card

You MUST use BLUE-LINED FBI fingerprint cards provided by the Department - these cards contain pre-printed Department information.

To Request Cards: your company must email askmortgage.licensing@tn.gov or call the Licensing Division at 615-741-2236. See list below for control persons who must be fingerprinted.

Once you obtain a fingerprint card from your company, complete all blocks of the card in black ink, making sure that Name, Address and Social Security Number are entered correctly and clearly, and that you have signed the card.

2. Fingerprinting

Take the BLUE-LINED fingerprint card to a local law enforcement agency to be fingerprinted. Local fingerprint fees may also apply.

You must provide a State or Federal government-issued identification to be fingerprinted.

3. Fees

The processing fee for a fingerprint card background check is $42.00 (local law enforcement fingerprinting fees may also apply).

Payment may be made with debit or credit card online during Registration; or Payment may be made by Money Order or Cashier’s Check made payable to Morpho Trust USA.

Do NOT send cash, a personal check, or any other form of payment!

4. Registration & Submission of Fingerprint Card

Register online at MorphoTrust USA or call 1-855-226-2937.

Follow the onscreen directions and when prompted for ‘Agency’ choose OTHER

When prompted for ‘Applicant Type’ choose DFI

Choose the correct ORI Number which is TN920717Z (required for registration)

For Transaction Type choose FI (required for registration)

Make sure your social security number is correctly entered.

Fingerprint results are provided ONLY to the Tennessee Department of Financial Institutions.

At the completion of Registration you will be given a REGISTRATION ID.

WRITE THIS NUMBER ON THE BACK OF THE FINGERPRINT CARD AND SUBMIT DIRECTLY TO Morpho Trust USA (address below).

Fingerprint background check results are provided ONLY to the Department.

Mail the completed fingerprint card (and money order if applicable) to:
Morpho Trust USA
Card Scan Department
3051 Hollis Drive Suite 310
Springfield, IL 62704

If you are submitting a company application, the following Control Persons must be fingerprinted:

Managing Principal – the individual identified as the “Qualifying Individual” on the MU1 form of the NMLS application. This individual is in charge of and responsible for the company actions.

Managing Member(s), if an LLC

Executive Officers – including, but not limited to, the CEO, COO, CFO, President, Vice President(s), Secretary, and Treasurer.

General Partners – including for general and limited partnerships.

Equitable 10% Or More Owners – individuals owning directly or indirectly, with participation rights, a 10% or more interest in the company (including all individuals listed on Schedule A of the NLMS application with a 10% or more ownership).

NOTE: The Department reserves the right to require fingerprints from any other individual (not covered above) who directs the affairs of the company or establishes policy.

As indicated in NMLS, materials mailed outside of the system are to be sent within five (5) business days after filing the license application form(s) through the NMLS.

License applications are not considered complete until all required information is provided.
If any required information or documents are missing, the application may be returned to the company or denied.

Mailing Address:

Tennessee Department of Financial Institutions
400 Deaderick Street, 6th Floor
Nashville, TN 37243

Questions? Email: askmortgage.licensing@tn.gov